Financial Aid Refund Debit Card

Debit Card

With the Chattanooga State Discover Prepaid Debit Card, you will receive your Financial Aid refund faster than ever and have the convenience of a discover branded debit card. The prepaid debit card can be reloaded anytime using a debit or credit card. Visit for reloading options.

Important! Once you decide whether you want to take advantage of the Chattanooga State Discover Prepaid Debit Card or not, please see the Debit Card Opt-In or Opt-Out Requirements.

Information for Students and Parents

  • Financial aid refunds will be loaded to your Chattanooga State Discover Prepaid Debit card. Visit for other options on how to receive your funds.
  • Personal information is secure and will never be sold for solicitation purposes.
  • The card can be used for everyday purchases.
  • There are no interest fees because it is not a credit card.
  • The Card is equipped with great money management tools such as 24-hour access to transaction history, text message alerts and more!

What you can expect!

  • Same day access to your funds once released from the school.
  • No monthly fees!
  • No overdraft fees!
  • Money management tools
  • FDIC insurance.
  • Zero liability.
  • Two free ATM withdrawals at any MoneyPass/Pulse Select non-campus ATM per financial aid refund

Use your card for everyday life!

  • Online purchases
  • Pay at the pump
  • Cash Back
  • Bill Pay
  • 24-Hour access
  • Free on-campus ATM
  • Reloadable
  • ATM Withdrawals
  • PIN or Signature
  • email Alerts
  • email Payments
  • Internet Banking

The Card is issued by Central National Bank and sponsored by Heartland Payment Systems. Discover and the Discover acceptance mark are service marks used by Central National Bank under license from Discover Financial Services.